Program highlights include:
If you’re self-employed or a gig worker with multiple clients looking to purchase a home or refinance your home or investment property, Cliffco’s Bank Statement Loan is a great way to properly demonstrate your financing power. With a Bank Statement loan, your qualification is based off the deposits into your bank account and NOT your tax returns.
All we need is 12 months of your Business and/or Personal bank statements and some information from your Accountant. Then we can qualify you for a loan amount that accurately reflects what you can afford without taking your taxable income into consideration.
Don’t want to search for or download 12 months of bank statements? We know that can be a frustrating task! Our state of the art and SECURED technology allows you to get us the information we need within minutes.
Cliffco is dedicated to the security of all your information. That’s why we have partnered with some of the industry’s most secure Financial Technology providers. These partnerships give you the most secure and painless experience in gathering the documentation you need, including your bank statements!
Program highlights include:
Are you self-employed with multiple income sources or clients? Looking for an even easier way to qualify for the loan amount you deserve? Cliffco’s P&L Program checks all the boxes. With your CPA or Enrolled Agent preparing a 12-month Profit & Loss Statement, we can easily determine what loan amount you can truly afford and not offer you a loan based off what your tax returns reflect.
With our P&L Loan program we will never ask you for your tax returns and you will never have to worry about losing out on the benefit of your tax deductions.
Cliffco’s P&L Loan program can be used to leverage a wide range of property types to use as your primary residence, that second home you always wanted, or even an investment property!
Program highlights include:
VA loans provide a huge opportunity for those who have served our country. The VA loan is 100% guaranteed by the U.S Government and can be granted without requiring any type of down payment from you! With no mortgage insurance required, there are so many opportunities to take advantage of with this benefit provided just for veterans like yourself. Now it's time to say thank you when we issue these VA loans that help make your home ownership dreams come true at Cliffco Mortgage Bankers.
Click here to grab your DD214 and contact a loan officer today!
Program highlights include:
The Possibilities are endless with our Conventional loan programs. Cliffco Mortgage Bankers will power up your home buying with a down payment program of as little as 3%. Looking to Purchase that get away vacation home? Or maybe you’ve found a great deal on an investment property. Let one of our experienced loan officers show you your wide range of options.
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Program highlights coming soon
